From Life Insured Buy-Sell Agreements for the Owners/Shareholders to Succession Planning for Farmers, we ensure that the individuals and the entity are protected from the unforeseen. This is accomplished by securing liquidity when needed the most: Upon death, disability, or health issues, insurance benefits provide the solution at a fraction of the cost versus having to produce large sums of cash for commitments and wishes. Many business Owners, Shareholders, and Farmers have amassed significant wealth tied up in “hard assets” with no plans for getting it out in their hands when they need it. Farmers often are bothered how a fair succession with non-farming children can be accomplished. Planning and liquidity are essential and there are also many tax advantages that may apply for Businesses and Farms.